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Citrus County Florida Real Estate News and Listings
Jennifer Tellier | Realtor
Keller Williams Realty of Citrus County
699 S Adolph Pt.
Lecanto, Fl 34461
Direct: Jennifer 352.422.7686
Office: 352.746.7113 | Fax: 352.897.4456
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What is a Short Sale?
-A short sale is when the bank is willing to take less than the owner owes on it to try to prevent them from foreclosure.
-You must submit a pre-approval letter or proof of funds with all offers.
-Properties are sold AS-IS with the right to inspect.
-You negotiate with both the seller and the bank
-Offers should be made in a fair manner. The banks can continue to solicit the property taking in other offers, so you want to give your highest and best offer.
-Can be a lengthy transaction-Could take from 1-6 months.
-If you have the time and patience, a short -sale can be a great deal.
What is a Foreclosure?
-When the owner fails to pay the mortgage payments, the bank or lender takes over the property.
- Because it becomes costly for the banks and lenders to hold the property, they then in turn, sell it at a very reasonable price
-A Pre-Approval letter or Proof of Funds must be submitted with all offers
- Properties sold AS-IS with the right to inspect
-Foreclosure sales are based on bidding, so you should always submit your highest and best offer the first time.
-Multiple offers can also be involved
-In some cases, you may not succeed in bidding, but there is a lot of inventory out there. So keep trying.
-Foreclosures in most cases are a speedy process.
